Get A Quote

Players & Collectors

Get your free, no-obligation cost quotation right now:
guitar image

We customize policies based on your individual needs.

When we accept the appraisal for an instrument and/or equipment, these items will be covered under Agreed Value Clause. The advantage of this type of valuation is that when a covered loss occurs, the insurance company will not question the value of your instrument after a loss, so you are guaranteed to receive the full amount of its listed value.

In most cases, we can give you a quote – and answer any questions you may have with just one brief conversation. It really is that easy to protect with Heritage!

Your Heritage policy’s competitive pricing will depend on a number of factors:

  • The value of your instruments and schedules
  • Types of instruments being insured
  • Existing protection such as alarms and safes
  • Previous loss experience
  • Your special coverage needs
  • Use, travel, storage, and location

We can issue a policy for as little as $200.00 per year. Plus, Heritage policies are usually written with little or no deductible.

Your policy can be effective within minutes and you’ll receive it by 1st class mail within 5 -20 days.

Contact Heritage Insurance Services and we'll be happy to help you.