About Heritage

Located in Feasterville, in historic Bucks County, Pennsylvania. Heritage has protected clients’ beloved musical instruments since 1991. We offer comprehensive insurance coverage to players, collectors, makers, repair shops, and dealers of professional-quality new and vintage musical instruments, to include accessories and musically related equipment such as amplifiers, audio and video equipment, electrical gear, cases, books, sheet music, memorabilia, and collectibles.

With over 35+ years of experience, we understand your unique insurance needs and have partnered with some of the strongest US Insurance Carriers with financial ratings of "A+" (Superior) or better by A.M. Best and Co. 

We currently represent four (4) major US Insurance companies, which include Great American Insurance Company, Trumbull Insurance Company (The Hartford Group), AXA-XL Specialty Insurance Co., and Travelers Property and Casualty Co of America. This variety allows us to provide you with a stable and competitive product, especially during an ever-changing insurance marketplace. Natural or other disasters can and do affect insurance availability and cost, so having options is beneficial. 
In 2024 we were acquired by “Total Coverage Professionals Agency, LLC” , a wholly owned subsidiary of Great American Insurance Group - Specialty Property & Casualty Insurance. This acquisition fully positions us and our employees to carry our exceptional insurance program well into the future.  

Some of the common exposures we insure are direct physical loss to covered property including, fire, theft, damage from shipment, air cargo (baggage check), mysterious disappearance, windstorm, collision, faulty workmanship, vandalism, water damage, change in temperature and humidity, entrustments, dishonesty of entrustment, rentals, consignments, breakage and ensuing devaluation, and a plethora of other situations and perils. Flood and earthquake insurance may be limited or not available depending on your location.

Our unique rating systems and underwriting expertise enable us to give you a quick and accurate premium rate offering…on the policy that best meets your needs.

Here are some of the categories of insurance offered:

• Musicians (Professional or non-professional and students)
• Collectors
• Instrument Makers and Repair shops
• Recording Studios
• Vintage and Retail Instrument Dealers
• Non-Profits Organizations
• Orchestras
• Music Schools
• Others (If it's music related, let's discuss)