About Heritage

Located in historic Feasterville, Pennsylvania in Bucks County, we've been insuring fine musical instruments since 1991, protecting more than 10,000 clients worldwide. We offer comprehensive coverage to players, collectors, makers, repair shops and dealers of professional-quality new and vintage musical instruments, as well as accessories and related equipment, including amplifiers and professional gear.

In our 25+ years of experience, our insurance company partners, who are rated "A" or better by A.M. Best and Co., have consistently settled and paid our customers' claims, both large and small (from $30 to $5 million!), fairly and expeditiously.

Heritage represents 3 major US insurance companies, including Travelers Property Casualty Company of America, Trumbull Insurance Company (The Hartford Group), and XL Specialty Insurance Co., allowing us to provide a stable and competitive product for each of our policy holders. If you require $500 in coverage or $100,000,000, we have the market for both owners and businesses.

Some of the exposures we commonly insure are shipment, air cargo (baggage check) mysterious disappearance, flood, earthquake, windstorm, work in process, water damage, temperature and humidity, theft, entrustments, dishonesty of entrustment, rentals, consignments, breakage and ensuing devaluation, fire and a plethora of other situations and perils.

Our unique rating systems and underwriting expertise enable us to give you a quick and accurate rate quotation…on the policy that best meets your needs.

Heritage provides quotations for the following:

  • Musicians (Professional or non-professional and students)
  • Collectors
  • Instrument Makers and Repair shops
  • Recording Studios
  • Retail Music Stores
  • Non-Profits Associations
  • Orchestras
  • Marching Bands
  • Museums

Policy Info

Heritage offers individual policies for as little as $200.00 per year with deductibles that range from $0-$500. For businesses, policies start at $350.00 per year and feature deductibles as low as $500.00. Our musical instrument insurance products include:

  • Violin
  • Viola
  • Cello
  • Acoustic Guitar
  • Electric Guitar
  • Banjos
  • Piano
  • Harp
  • Drum
  • Woodwinds
  • Brass

Policy Info

Heritage offers individual policies for as little as $200.00 per year with deductibles that range from $0-$500. For businesses, polices start at $350.00 per year and feature deductibles as low as $500.00. Our musical instrument insurance products include:

  • Violin
  • Viola
  • Cello
  • Acoustic Guitar
  • Electric Guitar
  • Banjos
  • Piano
  • Harp
  • Drum
  • Woodwinds
  • Brass

Contact Heritage Insurance Services and we'll be happy to help you.

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