About Heritage

Located in historic Feasterville, Pennsylvania in Bucks County, we have been insuring fine musical instruments worldwide since 1991, protecting more than 12,000 clients in the United States and Canada. We offer comprehensive coverage to players, collectors, makers, repair shops, and dealers of professional-quality new and vintage musical instruments. Heritage also provides insurance to cover accessories and musically related equipment such as amplifiers, audio and video equipment, electrical gear, cases, books, sheet music, memorabilia, and collectables.

In our 30+ years of experience, our insurance company partners, who are rated "A+" (Superior) or better by A.M. Best and Co., have consistently settled and paid our customers’ claims, both large and small (from $30 to $5 million!), fairly and expeditiously.

Heritage represents 4 major US insurance companies, including Great American Insurance Company, Trumbull Insurance Company (The Hartford Group), AXA-XL Specialty Insurance Co., and Travelers Property and Casualty Co of America allowing us to provide a stable and competitive product for each of our policy holders. If you require $500.00. in coverage or $100,000,000. we have the market for both owners and businesses.

Some of the common exposures we insure are fire, theft, shipment, air cargo (baggage check), mysterious disappearance, windstorm, collision, faulty workmanship, vandalism, water damage, change in temperature and humidity, entrustments, dishonesty of entrustment, rentals, consignments, breakage and ensuing devaluation, and a plethora of other situations and perils. Flood and earthquake may not be available in all states.

Our unique rating systems and underwriting expertise enable us to give you a quick and accurate rate quotation…on the policy that best meets your needs.

Heritage provides quotations for the following:

• Musicians (Professional or non-professional and students)
• Collectors
• Instrument Makers and Repair shops
• Recording Studios
• Vintage and Retail Instrument Dealers
• Non-Profits Organizations
• Orchestras
• Marching Bands
• Museums
• Schools and Universities