Home Based Business Product
Our Home Based Business Product is designed for small, home based businesses with exposures that are either limited or excluded by the Standard Homeowners. Product .Specifically our product offers liability coverage that is not currently available under the Standard Homeowners policy, as well as business personal property protection above the Standard form’s $2,500 property limitation.
Note: The Home Based Business Product is designed to work in conjunction with our industry leading musical instrument property forms and not as a substitute.
Eligible Home Based Business Classes:
A customer visiting your home for business slips and falls. Since the customer was at your home for business purposes the Home Based Business policy will provide the needed liability coverage excluded under your homeowners policy.
You are working a trade show and someone trips and falls over your display, the Home Based Business policy will provide the liability protection you need. Your homeowner’s policy provides no coverage since this was a business event.
Contact Heritage Insurance Services today at 1-800-289-8837, fax 215-322-5854,